Dealer Program
Pack and Kin dealers earn on every label, every insured parcel, and every card transaction their stores process — for as long as those stores stay on the network. Here is exactly what that is worth.
The proposition
Most sales roles pay you for the close. This one pays you for the relationship. When you bring a store onto Pack and Kin Studio, you earn a share of the network margin on every label that store buys — not once, but for the life of the account.
A pack-and-ship store is a good annuity. It ships all year, it ships more every December, and once its counter staff are trained on a platform it rarely moves. Your income compounds as you add stores, and it does not reset in January.
How you earn
Commission is calculated on settled, paid activity — not on quoted or voided transactions. Voided labels, voided insurance policies and refunded card payments are netted out.
Your share of the network margin on every label your stores buy. Dealers earn 15%; Master Dealers earn 25%. This is the bulk of your income and it scales directly with how much your stores ship.
Coverage is applied automatically to every parcel — nobody has to sell it at the counter — so about 86% of all labels carry it. Five cents each, netted for voids. Flat, so it pays the same on a $50 policy as a $5,000 one.
Five cents on every credit or debit payment a customer makes at your stores, in-store or online, netted for refunds. Small per swipe, but it accumulates across tens of thousands of transactions a year.
Master Dealers earn an additional override on the label commission generated by every store their recruited dealers sign — on top of everything earned on their own accounts.
Insurance and card commission are flat per-unit rates. Becoming a Master Dealer raises your label percentage — it does not increase what you earn per insured parcel or per card transaction. On a typical store those two lines are about 15% of a Dealer's commission but under 10% of a Master's, for exactly this reason. We would rather tell you that up front than have you find it on a statement.
What one store is worth
Stores on the network range from small rural shops shipping a few thousand parcels a year to urban locations running twenty-five thousand.
| Store profile | Annual shipping | Labels / yr | Dealer | Master Dealer |
|---|---|---|---|---|
| Rural | $40,000 | 3,000 | $1,500 | $2,330 |
| Typical | $150,000 | 9,500 | $5,480 | $8,600 |
| Urban | $500,000 | 25,000 | $17,700 | $28,090 |
| Commission line | Basis | Dealer | Master Dealer |
|---|---|---|---|
| Shipping labels | Share of network margin | $4,665 | $7,780 |
| Parcel insurance | 8,170 insured parcels (86%) | $409 | $409 |
| Card processing | 8,200 card payments | $410 | $410 |
| Total | $5,484 | $8,599 | |
| Label commission is about 85% of a Dealer's total. Insurance and card together add roughly 15% on top — and because insurance is applied automatically rather than sold, that portion arrives without anyone at the counter having to do anything. | |||
Seasonality
Pack-and-ship is a holiday business. About 40% of annual volume lands in November and December, which means your commission does not arrive in twelve equal pieces.
A quiet month runs roughly 6% of your annual commission. A peak month runs about 20% — more than three times as much. Budget against the quiet months and treat the peak as what it is.
| Tier | Quiet month (Jan–Oct) | Peak month (Nov, Dec) | Full year |
|---|---|---|---|
| Dealer | $329 | $1,097 | $5,480 |
| Master Dealer | $516 | $1,720 | $8,600 |
Building a book
One store is a supplement. Ten is a living.
| Stores signed | Dealer — year | Dealer — monthly range | Master — year | Master — monthly range |
|---|---|---|---|---|
| 5 stores | $27,420 | $1,645 – $5,485 | $42,995 | $2,580 – $8,600 |
| 10 stores | $54,840 | $3,290 – $10,970 | $85,990 | $5,160 – $17,200 |
| 25 stores | $137,100 | $8,225 – $27,420 | $214,975 | $12,900 – $42,995 |
| A portfolio weighted toward urban stores earns considerably more than this; one weighted rural, considerably less. See the per-store table above. | ||||
Master Dealer
Master Dealers are issued a region and may recruit dealers of their own. You earn 25% on your own accounts, plus a 10% override on the label commission from every store your recruited dealers sign — roughly $3,115 a year per typical downline store.
The trade is deliberate: signing a store yourself pays more than recruiting someone to sign it. Recruitment trades rate for reach. A Master with a working downline earns from far more stores than one person could ever service directly, and may also transact on behalf of their dealers' stores when it helps close business.
| Structure | Own stores | Downline stores | Own commission | Override | Total |
|---|---|---|---|---|---|
| Solo Master | 10 | — | $85,990 | — | $85,990 |
| Small downline | 5 | 10 | $42,995 | $31,150 | $74,145 |
| Built downline | 10 | 40 | $85,990 | $124,600 | $210,590 |
| Downline override applies to label commission only. Your recruited dealers keep their full 15% — your override is not deducted from what they earn. | |||||
What these numbers assume
We would rather you check our work than be surprised later. Every figure above rests on these assumptions:
Next step
You do not have to take these figures on faith. Sign one store, watch its volume through a real quarter, and compare it against the tables above. The dealer portal shows your commission per store, per line, updated as transactions settle.